GeneralWhat is your minimum order amount?
We have no minimum order.
How do I open an account?
It’s as simple as going to our online store https://www.1stamericanreserve.com/store/.
Is there any cost to open an account?
None at all.
What are the benefits of opening an account?
When you open an account, your online purchase experience will be streamlined and quicker. You will also receive email offers and special promotions sent only to registered account holders.
Is there a full refund period for orders I place?
Yes. Our 100% Satisfaction Guarantee is: If you are not 100% satisfied with your purchase, you may return it in its original packaging within 30 days of receipt for a full refund except on special orders and bullion orders.
Do you buy gold, silver, platinum and coins from customers?
Yes, we do. Please contact us at 1-888-324-2646 to discuss.
Do you accept trades of gold, silver, platinum and coins to fund purchases from your company?
Yes, we do. Please contact us at 1-888-324-2646 to discuss.
PricingWhen are prices locked in when I make a purchase?
Transaction prices are locked in at the time of purchase, with the exception of telephone orders for bullion and special orders or larger orders, which are locked in when funds are received by the company.
How long is the price locked in for online store transactions?
Your payment for the transaction is due 5 business days from the date of order. If payment is not received within 5 business days, the company may cancel the order. If you are paying by check, cashier’s check or money order, we recommend you mail your payment on the day you place your order via next day mail to ensure we receive the payment on time. Providing to the company your valid credit card information is required to lock in pricing on your order.
PaymentsIs there a discount for paying by check, money order, cashier’s check or wire?
Yes, there is a 3.85% discount if you pay by check, money order, cashier's check or wire for online store orders. The discount does not apply to credit card transactions, phone orders and some promotional offers.
How long do you hold transactions paid by personal check or cashier’s check?
10-15 business days from receipt of check.
When is my payment due?
Your payment is due no later than 5 business days after your order is placed. (Ex. 1, order placed on Monday, payment is due no later than the following Monday; Ex. 2, order placed on Friday, payment is due no later than the following Friday). If we do not receive timely payment, we reserve the right to cancel the order. If you are paying by check, cashier’s check or money order, we recommend you mail your payment on the day you place your order via next day mail to ensure we receive the payment on time.
Are credit cards an acceptable form of payment?
Yes, we accept credit cards. However, credit cards are not accepted for online orders exceeding $3,000.00 for new customers that have not successfully completed a credit card transaction with our company (and more than 10 business days have lapsed since successful completion). All credit card transactions are reviewed and may be subject to further verification. If you want to make a credit card purchase in excess of $3,000.00 for your first transaction, please contact us at 1-888-324-2646.
Are wire transfers an acceptable form of payment?
Yes, we accept wire transfers. Providing the company your valid credit card information is required to lock in pricing on your order.
What is your refund policy?
If you are not 100% satisfied with your purchase, you may return it in its original packaging within 30 days of receipt for a full refund except on special orders and bullion orders.
What is your bullion and special order cancellation policy?
The 30 day refund policy does not apply to bullion or special orders. On bullion or special orders, all prices are locked in at the time of purchase on the online store and upon receipt of good funds for phone orders and larger online store orders. If you choose to cancel a purchase of bullion or special order products, you must do so by contacting us via phone at 1-888-324-2646 during regular business hours. Cancellation of an order cannot be accomplished without speaking to a manager. You may not cancel an order by leaving a message with the answering service or voicemail. All cancelled bullion or special order transactions are subject to our Market Loss Policy plus a $30 cancellation fee. When you speak to the manager regarding the cancellation, any market loss will be calculated and added to the $30 cancellation fee. The cancellation fee and any market loss will be charged to your credit card. Any market gain on cancelled orders shall belong to the company.
What is your Market Loss Policy?
When you make a bullion purchase through our online store, you have entered into a binding contract for the purchase at the agreed upon price. If you choose to cancel the transaction or default on payment or if you default on any other act required of you, you agree that you have full responsibility to 1st American Reserve for any Market Loss plus a $30 cancellation fee. You will also be fully responsible and liable to 1st American Reserve for any and all fees or costs associated with collecting from you. Any market gain shall belong to the company. All pending or future orders shall be held for shipment until all cancellation fees and Market Loss amounts are fully paid.
ShippingWhat is the shipping charge for my order?
We offer free shipping for online orders over $99.00. Online orders that are $99.00 or less, will be subject to shipping charges of $6.00.
When will my order be shipped?
Credit card orders generally ship within 2-3 business days of the order placement.
Personal check orders generally ship within 10-15 business days from the date we deposit the check.
Cashier’s check and money orders generally ship within 5-10 business days from the day we deposit the check.
Bank wire orders generally ship within 2-3 business days from the day the wired funds have been received at our bank.
Shipments may occasionally be delayed due to overwhelming demand or other factors.
How are orders shipped?
We ship orders via U. S. Postal Service, Federal Express and UPS. Most orders will require a signature to confirm delivery.
Are packages insured during shipment?
Yes, we fully insure all shipments from our company for damage or loss during transit.